F & A Mechanical Inc.

In-floor radiant heating · St. Thomas & Elgin County

Warm floors,
quiet comfort.

Imagine stepping onto warm floors year-round — no cold spots, no noisy forced-air blasts, just quiet, even heat that saves you money on gas bills. As a local one-man operation, I design and install high-efficiency hydronic in-floor radiant systems with full accountability from design to commissioning.

Photo — PEX in-floor loops or a finished warm floor

Swap with your own install photos via /edit

Why in-floor radiant

The most comfortable
heat there is.

Even, draft-free warmth

Heat rises from the floor up — no cold spots, no blasts of forced air. Perfect for homes with kids, seniors, or hardwood floors.

95%+ efficiency

High-efficiency condensing boiler means lower monthly gas bills. Radiant heat runs at lower water temps than baseboard.

Zoned control

Set different temperatures for different areas of your home — keep the basement cooler, the bathroom toasty, all independently.

Heat + endless hot water

Pair it with a Navien combi boiler and one quiet appliance handles your in-floor heat and your domestic hot water.

Quality materials, done right

Professional staple-up or in-slab installation with oxygen-barrier PEX and quality Emco-sourced components throughout.

One plumber, full accountability

Design through commissioning by the same local owner-operator — me. No big crews, no hand-offs, no finger-pointing.

Sample project

1,000 sq ft hydronic
in-floor system.

A complete hydronic radiant floor system for a typical 1,000 sq ft home, including a high-efficiency combi boiler. Here's exactly what goes in — real materials, real numbers.

Key materials · sourced via Emco

  • Boiler

    Navien NCB-H Series combi (e.g. NCB-240H) — condensing, high-efficiency, heat + DHW

  • Manifolds

    Uponor or equivalent with flow meters and actuators (2–4 zones)

  • Tubing

    Oxygen-barrier PEX — 1,200–1,500 ft at 6–9" spacing

  • Controls

    Zone actuators, thermostats, circulator pumps, mixing valves

  • Venting

    PVC / CPVC concentric kit

  • Additional

    Expansion tank, air separator, insulation, fittings

Total investment · installed

Starting at

$14,800

Labour, materials, disposal, testing & startup for a typical 1,000 sq ft install. Competitive for the St. Thomas area and assumes good access.

Site-specific quote provided after a free in-home assessment — no surprises.

Request my quote

Flexible financing · powered by Financeit

Big comfort,
small monthly payments.

A comfort upgrade like in-floor heating shouldn't strain your budget. I partner with Financeit so you can spread the cost comfortably and start enjoying warm floors now.

  • Get pre-approved in seconds — up to $100,000 — with a quick 5-minute application
  • Choose monthly or bi-weekly payments tailored to your budget
  • Apply privately from home, or on the go from your phone
  • Open loans: pay off anytime with no penalties
  • I get paid directly on completion, so we both stay focused on quality work
  • Friendly Financeit team ready to help if you need a hand

Apply in 5 minutes

No obligation. Pre-approval up to $100,000.

Apply with Financeit

How it works

Four steps to
warm floors.

1

Free in-home consultation

I come out, look at the space, and run a heat-loss assessment — no charge, no obligation.

2

Custom design & quote

A transparent, site-specific PDF quote with the system designed for your home.

3

Professional installation

Installed by the same local expert who designed it — me, start to finish.

4

Testing & warranty

Full commissioning, combustion-analyzer startup, and a 1-year labour warranty.

The work

Loops, manifolds &
finished floors.

Before — PEX loops / staple-up install
Manifold + zone actuators
After — finished warm floor

Swap these with your own project photos via /edit

A long-term investment in comfort & efficiency

Ready for warm floors? Let's talk.

Call 519-318-3760 Text